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"Strategies For Success"
There are times when a real estate agent or a borrower is in the middle of a transaction that starts to unravel. When it involves financing, I frequently get a call to see if I can come up with a solution to the problem that they are encountering. Today I heard from a real estate [...]
Continue Reading →Last week, I was reminded once again how importantit is for clients to know the features of the home loansthat they receive. I had helped a client about 6 years ago with a newloan. These were people I had known and helpedmany times for the last 28 years. They wereimportant friends and clients for me. [...]
Continue Reading →In California, the standard real estate purchasecontract includes a paragraph that deals with thebuyer’s requirement to remove their financingcontingency. For the most part, the agents, seller, and buyerare eager to get the transaction moving forwardand to feel comfortable that the transaction willbe successful. As such, most of the purchase contracts that Isee accept the standard [...]
Continue Reading →You’ve found a house that you want to buy. You’ve checked other homes, you are confidentin the purchase price. You are ready to write the offer with your realestate agent. The last time you needed a home loan, youhad little difficulty getting qualified and thingswent smoothly. All systems GO! Hit the brakes, turbo! Things have [...]
Continue Reading →Probably the issue that troubles borrowers the most,and that I receive the most questions about is closingcosts. In the scope of home transactions that are in therange of hundreds of thousands of dollars and sometimesmillions of dollars, the closing costs represent a smallpercentage. But, when a borrower looks over their Good Faith Estimateand sees a [...]
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