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"Interest Rates"
The Fed announced today that it was going to keep short-term rates low through the end of 2014. This announcement should allow for businesses to plan for the future and it should also allow interest rates on long-term mortgage loans to remain low as well. The policy comes amid mixed signals in the economy. [...]
Continue Reading →It has been a wild time in the economy over the last couple of months. It wasn't that long ago that the discussion of the debt ceiling and budget cuts was going on. And the concern that the United States credit rating would take a hit was palpable. Well, Standard & Poor's did downgrade [...]
Continue Reading →One of the first things that a borrower wants to do when they initiate their loan application is to lock in the terms of the loan. If they are purchasing, they want to know that they will not be surprised by higher rates or fees before they close escrow. If they are refinancing, the main [...]
Continue Reading →When we go through a period of lower interest rates as we are now doing, borrowers are always looking for the benefits that may come with refinancing. There are several ways that you can compare the numbers to see if the savings that you may experience meet your goals. Let’s take a look at a [...]
Continue Reading →When we go through a period of lower interest rates as we are now doing, borrowers are always looking for the benefits that may come with refinancing. There are several ways that you can compare the numbers to see if the savings that you may experience meet your goals. Let’s take a look at a couple of examples from recent [...]
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