The five banks – Bank of America, JP Morgan Chase, Wells Fargo, Citigroup and Ally Bank (formerly GMAC) – reached agreement in a multi-state deal to provide $25 billion to struggling homeowners in various categories. Some homeowners will get some relief through this settlement but most will not. The agreement only affects borrowers whose [...]
Continue Reading →The Fed announced today that it was going to keep short-term rates low through the end of 2014. This announcement should allow for businesses to plan for the future and it should also allow interest rates on long-term mortgage loans to remain low as well. The policy comes amid mixed signals in the economy. [...]
Continue Reading →If you follow the political landscape at all, I'm sure that you were hearing during mid-December more than enough about the Payroll Tax Cut Extension that the Democrats in the Senate approved for two months, and the Republicans in the House were trying to get approved for a 12-month period. President Obama and Harry Reid [...]
Continue Reading →We are at that point where we look back at 2011 with some nostalgia and to see what lessons we have learned and to look forward to 2012 with anticipation, optimism, and a commitment to accomplish even more than this past year. All in all, 2011 was a good year. I had some major accomplishments [...]
Continue Reading →Today, I had the opportunity to be on the local Fox affiliate, KSWB 5 in San Diego. It was my first time to be interviewed on television, and I had some nervous anticipation as I tried to prepare for any questions that would come my way. What I found interesting was that some of the [...]
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